Individual
Know what you’ll owe before tax season
- A planning session with your BSK CPA
- Tax strategies built around your situation
- A clear picture of what you’ll owe, so there are no surprises in April
YEAR-END PLANNING • FOR BSK CLIENTS
Make Your 2026 Tax Plan Before December 31
Decisions made before December 31 can shape your 2026 return and 2027 planning. BSK helps Spokane-area businesses and families identify opportunities while there’s still time to act.
Proactive Planning
Spokane & Eastern WA
CPA Guidance
Nov 30
Last day to book your year-end session
Dec 31
Most 2026 moves must be completed by year-end
Book your planning session
Why Plan Now
The rules changed. The window to act closes December 31.
Federal and Washington tax changes in 2025 and 2026 make year-end planning especially important. Decisions now can affect your 2026 return and your tax position through 2028.
0.5%
B&O rates change Jan. 1, 2027
Retailing, wholesaling and manufacturing B&O rates move to a single 0.5% rate. Service businesses already moved to 1.75% above $1M and 2.1% above $5M of gross income. Your classification mix matters more than ever.
100%
Bonus depreciation is back
100% bonus depreciation and the 20% QBI deduction are now permanent. Equipment, entity, and compensation decisions matter—and equipment must be in service by December 31.
$1M
Washington's capital gains line
Long-term gains above $1 million are taxed at 9.9% instead of 7%. Direct sales of real estate are excluded, but the sale of an interest in an entity that owns property is only partly covered.
2028
Washington's new tax on income over $1M
A 9.9% tax on income above $1 million takes effect January 1, 2028. Initiative 645, which would repeal it, is on the November 3 ballot. Either way, 2026 and 2027 are the years to look at structure.
Figures reflect federal, Washington and Idaho law as of October 2026. Your plan confirms what applies to your situation.
Year-end planning for BSK clients
Know what you’ll owe before tax season hits.
Sit down with your BSK CPA before December 31 and leave with tax strategies built around your situation.
- Book by November 30
- Appointments through December 11
Business
Know what your business will owe
- A strategy session with your BSK CPA
- Strategy recommendations for your business
- A clear picture of what your business will owe before tax season
Book by November 30, 2026.
Questions? Reach out to your BSK CPA or call (509) 922-4994.
How it works
From first call to the full picture in about 3 weeks
-
1
Planning call
A 20-minute conversation with your BSK CPA about your goals and what’s changing. We recommend a plan for your situation.
Day 1
-
2
Share your documents
Upload last year’s returns, your most recent paystubs, year-to-date investment statements and other year-to-date numbers through our secure client portal.
Week 1
-
3
Get the full picture
We walk you through your 2026 projection, the year-end moves worth making and your 2027 strategy, in plain English.
Week 3
-
4
Act & adjust
We help you implement before December 31, then check in during 2027 as laws and life change.
Through 2027
Why BSK
Planning from the team that also prepares, audits and advises
Your plan doesn’t get handed off to someone who’s never seen it. The same Spokane Valley team can prepare your return, keep your books, run payroll and provide audit and attestation work, so the plan and the execution stay in one place.
- Years serving Spokane and North Idaho
- 35+
- Tax returns filed every year
- 1,000+
Key dates
Sign up by November 30. Meet with us through December 11.
The offer ends November 30, but your planning appointment can be scheduled any time through December 11.
-
Offer ends
November 30
Submit the form by this date to lock in the offer.
-
Appointments through
December 11
We’ll schedule your meeting at a time that works for you.
Reserve my spot
Signing up early gives you more appointment times to choose from.
QUESTIONS
Good to know before you book
Answers to common questions about tax planning, deadlines, and how our team can help.
Year-end planning is billed at your usual BSK rates. Your CPA will confirm the scope and fee on your planning call.
Yes. Planning happens before December 31, while there's still time to act. It looks at the moves that can lower your 2026 bill and set up 2027. Preparation reports what already happened.
Planning and preparation are separate engagements, but your plan is built by the same team that can prepare your 2026 return, so nothing gets lost in the handoff.
Many of the most valuable moves, like equipment purchases, charitable gifts and some retirement contributions, generally must be completed by December 31. Planning in Q4 keeps both tax years on the table.